Between 02:00 AM and 4:00 AM CET on 11 Jan 2026, we’ll be undergoing planned maintenance on Swan's payment system.
As a result, incoming and outgoing SEPA Instant Credit Transfers will be unavailable with no access for partners or end users. Instant payments sent during this period will be rejected.
If the the fallback feature is activated, instant transfers created during this time will automatically convert to standard transfers.